Agents at Cedar Rapids, Iowa — based Life Investors Insurance Co. of America are working hard to qualify for a cruise incentive next February. “Considering what's going on in the market right now, we're very happy how excited our agents are,” says Barbara Bahr, director of agent services. They're competing for one of 200 spots on Royal Caribbean's Voyager of the Seas, the world's biggest cruise ship, which plies the Caribbean for a week. The ship accommodates 3,100 passengers,

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