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Congratulations to Mark Kustwan, assistant vice president, conference planning, at MassMutual in Springfield, Mass. Kustwan's Premium Circle ballot was chosen at random from those submitted, winning him a trip to the Don CeSar Beach Resort and Spa in St. Petersburg Beach, Fla. "It's important to recognize properties that do a great job with insurance programs," Kustwan said. "And the Premium Circle Award not only recognizes those properties but also the importance of insurance industry

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