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Insurance conference planners seeking to cut their risks frequently look to California. Consider: The benign, generally dry climate practically ensures that golf matches and other outdoor events will go off without a hitch. The resorts and downtown hotels are battle tested, and the countless attractions--from wineries to theme parks to aquariums--are adept at hosting group events. What's more, California is not content with the status quo: Its major destinations are rolling out a host of

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