THE PROGRAM

* Company: Principal Financial Group, Des Moines, Iowa

* Event: 1999 Synergy Incentive Meeting

* Site: Hyatt Regency Kauai, Hawaii

* Dates: March 17 to 21, 1999

* Qualification Period: January 1, 1998 through December 31, 1998

* Qualifying Attendees: 270 (projected)

* Total Attendees: 600 (projected)

* Theme: Lokahi ("unity" in Hawaiian)

* Design: Delta Design

Promotion Budget: $50,000

Savings Ideas: With the meet

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