INCENTIVE FORECAST

The nation's workforce is increasingly worried about job security — and employee motivation is lower than it has been in a while. Some incentive experts say that this is the best time to use nonsales incentives.

In a survey conducted in mid-December by Opinion Research Corp. for American Express Incentive Services, 50 percent of the respondents — 532 employed Americans — predicted a “questionable” economy in 2002, and 83 percent said they weren't making any New Year's resolutions rela

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